Everyday Financial Services, Built for Every Indian.
Transform your retail counter into a digital Customer Service Point (CSP). Process 20,000+ BBPS utility bill payments, instant mobile & DTH recharges, and sub-2s automated vendor payouts through a single dedicated agent wallet.
Merchant captures electricity bill parameters (Tata Power CA #9001248512) via portal.
Official national gateway fetches live bill of ₹1,420, confirms payee identity, and clears invoice.
Funds clear instantly, credit agent wallets, and trigger real-time printed receipts & SMS confirmations.
Four Core Services. One Wallet. Instant Commissions.
Everything your retail outlet needs to become a digital payment hub for your community.
Wallet-Based System
Top up once via UPI or net banking. Process unlimited recharges, utility bills, and instant payouts from a single unified balance.
Commission Every Transaction
Earn transparent retail margins on every mobile recharge, DTH top-up, and bill payment — credited in real time to your wallet.
BBPS Certified & Secure
All bill payments route through the official BBPS gateway with PCI-DSS grade encryption, ensuring zero payment bounces.
Direct Bank Settlements
Withdraw your accumulated wallet commissions directly to your personal linked bank account at any hour of the day.
Everything You Need to Earn
Three high-demand, zero-downtime services powering daily retail transactions.
Mobile & DTH Recharges
Instant prepaid top-ups and postpaid bill payments for all major operators — Jio, Airtel, Vi, and BSNL — processed within seconds. Seamless television DTH pack recharges for Tata Play, Dish TV, Sun Direct, and Videocon d2h.
Utility Bill Payments (BBPS)
Pay electricity, piped gas, water board, broadband, landline, and FASTag toll bills instantly via BBPS-certified payment gateways. Instant consumer bill fetch by CA number and official receipts.
Instant 24x7 Business Payouts
Disburse vendor payments, partner settlements, and salaries 24/7/365 to any bank account in India within 2 seconds via IMPS and UPI rails. Pre-transfer account name verification prevents wrong credits.
Web Portal & Android Mobile App
Access ValuePay's wallet-based platform from any browser or from your phone. Process recharges and utility bill payments with ease.
Web Portal
Access your full payment dashboard from any browser. View wallet balance, live transaction logs, commission earnings, and settlement history.
Android Mobile App
Carry the full payment terminal in your pocket. Recharge mobiles and pay utility bills anytime, anywhere.
Choose Your Partnership Tier
Tailored solutions whether you operate a single shop or an expansive regional distribution agency.
Retailer Outlet
Local shop owners, grocers, and cyber cafes offering recharges and utility bill payments to walk-in customers.
Customer Service Point (CSP)
Dedicated neighborhood fintech kiosks with priority routing, multi-operator switches, and higher commission tiers.
Business Merchant / Distributor
Regional distributors and corporate platforms requiring automated batch payouts, sub-agent wallets, and REST APIs.
Onboarding Process
From online submission to live transactions in 4 simple steps.
Partnership Request
Provide your basic business details and register as a merchant partner through our online portal.
Paperless Verification
Complete digital verification with Aadhaar & PAN. Instant KYC approvals within 2 hours.
Instant Wallet Top-Up
Fund your transaction wallet instantly using UPI, debit card, or virtual net banking account.
Process & Earn
Collect bills, recharge phones, disburse payouts, and earn real-time commissions immediately.
Why Retailers Partner with ValuePay
Local retailers are the financial backbone of every neighborhood. ValuePay equips your store with reliable switching technology so you never turn away a paying customer.
High Commission Split
Enjoy some of the most profitable and high-yielding commission margins across recharges and utility settlements.
Direct Bank Settlements
Settle transaction wallet funds back to your personal linked bank account instantly at any hour of the day.
Bank-Grade Data Security
Encrypted sessions, device pairing, and official BBPS clearinghouse authorization protect every transaction.
“Setting up BBPS bill collection at my store increased my daily footfall by 40%. The instant wallet commission credit is completely transparent.”
— Owner, Multi-Store, Lucknow
“Recharges are processed within 2 seconds. In case an operator network fails, the auto-refund reflects immediately in my wallet.”
— Manager, Digipoint Services, Pune
“We use ValuePay's instant IMPS payouts to disburse contractor wages every evening. Zero delay even on Sundays.”
— Operator, Patel Digital Point, Surat
Frequently Asked Questions
How does the agent wallet system work?
ValuePay operates on a single unified wallet. You top up your wallet once via UPI, IMPS, or net banking, and use that single balance to process mobile recharges, DTH top-ups, BBPS utility bill payments, and instant payouts. Commissions are credited back to this wallet in real time.
How can I become a ValuePay Retailer or CSP Agent?
Simply submit our online onboarding form. Our onboarding team verifies your basic business details (PAN and Aadhaar) and issues your active agent credentials within 2 to 4 hours.
How fast are recharges, bill payments, and payouts processed?
Mobile and DTH recharges settle in under 3 seconds. BBPS utility bills are verified and cleared with the official board instantly with printed receipts. Bank payouts via IMPS credit the beneficiary account in under 2 seconds.
Is my transaction data and wallet balance secure?
Yes. All utility payments route through the official NPCI-certified BBPS switch, with PCI-DSS Level 1 compliance and 256-bit bank-grade encryption protecting every API call and wallet balance.
35,000+
Retail & B2B Partners
20,000+
BBPS Billers
< 2 Sec
IMPS Payout Latency
99.9%
Switch Uptime
Reliable utility aggregation and instant payment rails.
ValuePay concentrates on what businesses use every second: Bharat BillPay (BBPS), Instant Business Payouts, and Mobile & DTH Recharge. With direct host-to-host bank switches and multi-operator redundancy, your retail transactions never fail or leave customers stranded.
BBPS Authority
Interoperable, certified bill payments with official transaction references and instant clearance.
24x7 Payout Rails
IMPS and UPI disbursements in under 2 seconds, with pre-transfer account name verification.
Direct Telecom Switch
Direct operator circle connections ensure 99.9% recharge success rates.
Bank-Grade Safety
Encrypted API payloads, device pairing and automated reconciliation ledgers.
Connect with the ValuePay Partner Desk
Apply to become a Retailer, Distributor, or API partner, or talk to our team directly.
Instant KYC: Applications with valid Aadhaar and PAN are approved within 2 to 4 hours.
Mumbai (HQ)
ValuePay Towers, BKC, Bandra East, Mumbai 400051
+91 (800) 555-0199
New Delhi
Barakhamba Road, Connaught Place, New Delhi 110001
+91 11 4123 7890
Bengaluru
Outer Ring Road, Bellandur, Bengaluru 560103
+91 80 6123 9900
Kolkata
Sector V, Salt Lake, Kolkata 700091
+91 33 2357 1122
Ready to become a certified CSP Partner?
Join thousands of active retailers across India earning high real-time commissions with ValuePay's single wallet system.